A stable financial condition can also be an indicator that you already deserves credit cards. With a stable financial, it can be a determinant of the size limit or limit your credit card value later.
Usually, the limit given by the bank is 20% of your total income, so credit card payments in the future still running smoothly.
Generally the type of Citicards Login credit card is divided into Silver, Gold, and Platinum. The type of credit card should be tailored to your economic condition so that its usage does not exceed your financial ability.
Check Your Financial Conditions Before Apply Citi Card
One sign that fits you for having a credit card is the amount of debt already held no more than 20% of income. For example, if you have a credit card or car loan, the total amount should not exceed that percentage.
If the total debt or credit you have more than 20%, then the financial becomes unhealthy. And if forced also have a credit card, it is feared it will cause financial problems later on.
If you feel ready to have a credit card, it’s good to try to apply for a credit card to support your various activities. Still, pay close attention to your financial condition before applying for a credit card, so when your credit card is in your hands, its usage becomes more controlled and fits your income and needs.
Credit cards are still useful to us if we want to apply for Unsecured Loans, we can look for Unsecured Loans in retirement by credit card. Unsecured Loans can also be used as additional capital if we are going to start or already run a business at the time of retirement.